
ZipMoney
Available in store & online for orders from $1000 to $8000
zipMoney is a safe, simple and convenient way to pay for your purchase over time. It provides you with the flexibility to buy today and pay later on an interest-free payment plan.
You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time.
You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.
It's simple and easy to use.

How does ZipMoney work?
- Complete your application and get a decision in minutes
- We pay Michael Hill on your behalf
- You pay zipMoney over time in easy monthly payments
The Offer
- 6 months interest free for orders up to $999 (in store only)
- 12 months interest free for orders $1000-$1999
- 24 months interest free for orders $2000-$2999
- 36 months interest free for orders over $3000
How to apply
-
Must be 18 years of age
-
Must be an Australian citizen or a resident
-
Must be employed in some capacity
To be eligible to apply you:
The application process is easy and takes just 3 minutes
Terms & Conditions
Buy Now, and Pay Later Up to 36 months interest free
Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6.00 (when balance owing) apply. Terms & Conditions apply and are available on application.
Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).
Visit wwww.zipMoney.com.au to find out more.

ZipPay
Available in store only for orders up to $1000
zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop in store today and pay later for your purchases.
It's simple and easy to use.

How does ZipPay work?
- Checkout with zipPayCreate your account and confirm your purchase
- Your order is processed immediatelyZipPay pays on your behalf
- Pay over timeYou pay zipPay back over time in easy weekly or monthly payments
The Offer
Buy now and pay later on orders up to $1000.
No upfront payments.
How to apply
-
Must be 18 years of age
-
Must be an Australian citizen or a resident
-
Must be employed and earning at least $300 per week
To apply for a zipPay account you need to be:
Terms & Conditions
*To approved applicants only. You may be approved for a lower limit. $5 monthly service fee applies. Pay balance by due date and the service fee is waived. No balance. No fee. See contract for details. zipMoney Payments Pty Ltd. ABN 58 164 440 993.