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Instore Finance

Flexible Options Designed for You At Michael Hill, we offer flexible payment plans so you can take home the piece you want with the peace of mind you deserve. Most of our plans require no up-front deposit and some plans offer no interest options for up to four years. As an approved customer, you can have access to these plans at any of our locations worldwide thanks to our trusted credit partners. We’ll work with you to get you the piece you want, on the terms that are right for you. Easy Options for Every Choice You’ve found that special piece, and it’s at a price that delights. Make it yours! With our layby program, you can put the item aside with a 25% deposit and a small administration fee, and it’s yours to take home within three months. Available at selected locations around the world, just ask a Michael Hill expert how we can help you start the process today. 0% Interest Payment Plans Interest free is the smarter way to pay for things you really want today. You can manage your payments over time, without paying any interest during the interest free period. Simply:

  • Apply at your nearest Michael Hill store

  • Get a response in 60 seconds

  • Start shopping straight away

  • Pay no interest during the promotional period

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