Instore Finance

Up to 50 months interest free†

†Approved Skye Mastercard applicants only. Fees, terms, conditions & minimum finance amount $1700 apply, incl $99 Annual Fee charged on the account open date and annually on the anniversary of that date. Annual Fee must be paid in full within 90 days or it will attract interest. Minimum monthly repayment may be required. Total amount payable by equal monthly installments. If you fail to pay a fixed monthly installment, interest, (charged at the Expired Promotional Rate) is payable on that outstanding amount. See skyecard.com.au for current interest rates. Only available at Skye retail partners. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. FlexiCards Australia is a subsidiary of FlexiGroup Limited.

Flexible Options Designed for You

At Michael Hill, we offer flexible payment plans so you can take home the piece you want with the peace of mind you deserve. Most of our plans require no up-front deposit and some plans offer no interest options for up to four years. As an approved customer, you can have access to these plans at any of our locations worldwide thanks to our trusted credit partners. We’ll work with you to get you the piece you want, on the terms that are right for you.

Easy Options for Every Choice

You’ve found that special piece, and it’s at a price that delights. Make it yours! With our layby program, you can put the item aside with a 25% deposit and a small administration fee, and it’s yours to take home within three months.

Available at selected locations around the world, just ask a Michael Hill expert how we can help you start the process today.

0% Interest Payment Plans

Interest free is the smarter way to pay for things you really want today. You can manage your payments over time, without paying any interest during the interest free period.

Simply:

  • Apply at your nearest Michael Hill store
  • Get a response in 60 seconds
  • Start shopping straight away
  • Pay no interest during the promotional period