Humm 90

Take your sparkle home today. Pay later.

Up to 50 months Interest Free1 payment plans

Available in-store on purchases from $1,000 to $50,000

With Humm 90, there's no need to wait to purchase your favourite pieces of jewellery. Humm 90 is a secure, transparent and convenient finance option allowing you to buy today and make your payments over time.

How Does Humm 90 Work?

  1. Apply

    Apply online in minutes (you'll need to be over 18, a permanent Australian resident and earning over $25,000 full time)

  2. Accept

    Upon approval, you'll receive an SMS with important information about your Skye account and a 4 digit code to accept

  3. Authorise

    Visit our store and purchase what you want. To authorise the purchase, you'll need to enter the second 4 digit code sent to you by SMS

  4. Enjoy

    Enjoy your purchase! You'll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date

Learn More

The Offer

  • 6 - 24 months Interest Free1 with minimum monthly repayments and a choice to make extra repayments at any time
  • 36 - 50 months Interest Free with equal monthly repayments3

How to apply

    To be eligible to apply you:

  • Must be 18+ years old

  • Must be an Australian citizen or permanent resident

  • Must earn $25,000+ pa

Apply online now

Things to Know

  • Minimum credit limit of $1,000 and maximum credit limit of $50,000
  • $99 annual fee
  • Minimum monthly repayment is the greater of 3% or $30
  • 25.99% pa payable on outstanding balance after any Interest Free1 term

Terms & Conditions

1 Approved applicants only. Fees, terms, conditions & minimum finance amount $1000 apply, incl $99 Annual Fee charged at the time the first debit is charged to your humm90 Account and annually on the anniversary of that date.

When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your humm90 Account. Up to 110 days Interest Free on humm90 Mastercard purchases (excluding cash advances) when you meet the Interest Free Criteria. Failure to make the required payments will result in you no longer meeting the Interest Free Criteria meaning that all new transactions from that day will be interest bearing from the date of the transaction. Any outstanding balance after the Interest Free Period reverts to the humm90 Purchase Rate.

Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer. See for current interest rates. Only available at humm90 retail partners. Credit provided by humm Cards Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415.