Michael Hill Finance &
Buy Now, Pay Later Options
At Michael Hill we offer flexible payment options so you can take home the piece you want with the peace of mind you deserve. Options include no-deposit and no-interest, for up to four years depending on the option you select.
*Available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A oneoff establishment fee may apply for new customers. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by Zip Money Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).
Available Finance Options
Payment Plan Options
A little bit of luxury?
Available for orders up to $1,000
| Finance Provider |
|
 |
 |
 |
|---|---|---|---|---|
| Availablity | Instore & Online |
Instore & Online |
Instore & Online |
Online |
| Credit Limit* | Up to $1,000 |
Up to $2,000 |
Up to $2,000 |
Up to $1,500 |
| Interest Rate | 0% |
0% |
0% |
0% |
| Payment Terms | 4 equal fortnightly payments |
Weekly or monthly payments |
2.5 months or 5 months |
10 weekly payments |
| Fees* |
|
|
|
|
| More Information | Learn More | Learn More | Learn More FIND STORE | Learn More |
*Subject to approval, terms and conditions apply to all pay later options.
Big sparkle?
Available for orders over $1,000
| Finance Provider |  |
|
 |
 |
|---|---|---|---|---|
| Availablity | Instore & Online |
Instore & Online |
Instore only |
Instore only |
| Credit Limit* | Up to $10,000 online Up to $10,000 instore |
Up to $6,000 |
Pending provider approval |
Up to $50,000 Pending provider approval |
| Interest Rate | 0% |
0% |
0% |
0% |
| Payment Terms | Up to 3 years interest free |
Fortnightly Payments up to 24 months |
Ask in store for details |
Ask in store for details |
| Fees* |
|
|
|
|
| Learn More Find Store | Learn More Find Store | Find Store | Learn More Find Store |
*Subject to approval, terms and conditions apply to all pay later options.