Michael Hill Finance &
Buy Now, Pay Later Options
At Michael Hill we offer flexible payment options so you can take home the piece you want with the peace of mind you deserve. Options include no-deposit and no-interest, for up to four years depending on the option you select.
Payment Plan Options

A little bit of luxury?
Available for orders up to $2,000
Finance Provider |
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Availablity | Instore & Online |
Instore & Online |
Instore & Online |
Online |
Credit Limit* | Up to $2,000 |
Up to $2,000 |
Up to $2,000 |
Up to $1,000 |
Interest Rate | 0% |
0% |
0% |
0% |
Payment Terms | 4 equal fortnightly payments |
Weekly or monthly payments |
2.5 months or 5 months |
10 weekly payments |
Fees* |
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More Information | Learn More | Learn More | Learn More FIND STORE | Learn More |
*Subject to approval, terms and conditions apply to all pay later options.

Big sparkle?
Available for orders over $1,000
Finance Provider | ![]() |
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Availablity | Instore & Online |
Instore & Online |
Instore only |
Instore only |
Credit Limit* | Up to $10,000 online Up to $10,000 instore |
Up to $6,000 |
Pending provider approval |
Up to $50,000 Pending provider approval |
Interest Rate | 0% |
0% |
0% |
0% |
Payment Terms | Up to 3 years interest free |
Fortnightly Payments up to 24 months |
Ask in store for details |
Ask in store for details |
Fees* |
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Learn More Find Store | Learn More Find Store | Find Store | Learn More Find Store |
*Subject to approval, terms and conditions apply to all pay later options.