Skye

Take your sparkle home today. Pay later.

Up to 50 months Interest Free1 payment plans

Available in-store on purchases from $1,000 to $50,000

With Skye, there's no need to wait to purchase your favourite pieces of jewellery. Skye is a secure, transparent and convenient finance option allowing you to buy today and make your payments over time.

Once approved for Interest Free1 finance, you'll receive a Skye MastercardĀ® which you can use as an everyday credit card with 90 days Interest Free and no repayments on every card purchase2. This card is great for travel, with no international transaction fees for online and overseas card purchases.

How Does Skye Mastercard Work?

  1. Apply

    Apply online in minutes (you'll need to be over 18, a permanent Australian resident and earning over $25,000 full time)

  2. Accept

    Upon approval, you'll receive an SMS with important information about your Skye account and a 4 digit code to accept

  3. Authorise

    Visit our store and purchase what you want. To authorise the purchase, you'll need to enter the second 4 digit code sent to you by SMS

  4. Enjoy

    Enjoy your purchase! You'll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date

Learn More

The Offer

  • 6 - 24 months Interest Free1 with minimum monthly repayments and a choice to make extra repayments at any time
  • 36 - 50 months Interest Free with equal monthly repayments3

How to apply

    To be eligible to apply you:

  • Must be 18+ years old

  • Must be an Australian citizen or permanent resident

  • Must earn $25,000+ pa

Apply online now

Things to Know

  • Minimum credit limit of $1,000 and maximum credit limit of $50,000
  • $99 annual fee
  • Minimum monthly repayment is the greater of 3% or $30
  • 25.99% pa payable on outstanding balance after any Interest Free1 term

Terms & Conditions

1 Approved applicants only. Fees, terms, conditions & minimum finance amounts apply, incl $99 Annual Fee charged at the time the first debit is charged to your Skye Account and annually on the anniversary of that date. When you have met the Interest Free Criteria, the Annual Fee must be paid in full within the Interest Free Period or it will attract interest. If you do not meet the Interest Free Criteria the Annual Fee will attract interest from the date the Annual Fee is debited to your Skye Account.

Minimum monthly repayment required. Interest (charged at the Expired Promotional Rate) payable on outstanding balances after any Interest Free Period in relation to a Promotional Offer.

Minimum monthly repayment required. Total amount payable by 36 or 50 equal monthly instalments. If you fail to pay a fixed monthly instalment, interest, (charged at the Expired Promotional Rate) is payable on the missed Instalment Repayment. See skyecard.com.au for current interest rates. Only available at Skye retail partners. Credit provided by FlexiCards Australia Pty Ltd ABN 31 099 651 877 Australian Credit Licence number 247415. FlexiCards Australia is a subsidiary of FlexiGroup Limited.