Available in store & online for orders over $1000

zipMoney is a safe, simple and convenient way to pay for your purchase over time. It provides you with the flexibility to buy today and pay later on an interest-free payment plan.

You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time.

You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.

It's simple and easy to use.

How does ZipMoney work?

  1. Complete your application and get a decision in minutes
  2. We pay Michael Hill on your behalf
  3. You pay zipMoney over time in easy monthly payments
Learn More

The Offer

  • 6 months interest free for orders up to $999 (in store only)
  • 12 months interest free for orders $1000-$1999
  • 24 months interest free for orders $2000-$2999
  • 36 months interest free for orders over $3000

How to apply

    To be eligible to apply you:

  • Must be 18 years of age

  • Must be an Australian citizen or a resident

  • Must be employed in some capacity

  • The application process is easy and takes just 3 minutes

Apply online now

Terms & Conditions

Buy Now, and Pay Later Up to 36 months interest free

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $6.00 (when balance owing) apply. Terms & Conditions apply and are available on application.

Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

Visit to find out more.

ZipMoney Stores

Store No. Store
433 Browns Plains, QLD
419 Cairns, QLD
442 Cairns Central, QLD
478 Carindale, QLD
497 Castletown, QLD
269 Charlestown, NSW
505 Chatswood, NSW
384 Chirnside Park, VIC
418 Clifford Gardens, QLD
584 DFO Brisbane, QLD
263 Erina Fair, NSW
473 Garden City, QLD
449 Glendale, NSW
406 Grand Central Toowoomba, QLD
452 Helensvale, QLD
537 Hervey Bay, QLD
427 Indooroopilly, QLD
266 Jesmond, NSW
438 Kawana Waters, QLD
460 Kotara, NSW
494 Lake Haven, NSW
254 Liverpool, NSW
416 Loganholme, QLD
280 Macarthur Square, NSW
432 Mackay Canelands, QLD
435 Maroochydore, QLD
413 Maryborough, QLD
501 Merrylands, NSW
471 Morayfield, QLD
268 Mt Druitt, NSW
420 Mt Ommaney, QLD
490 Narellan, NSW
459 Noosa Civic, QLD
443 North Lakes, QLD
431 Pacific Fair, QLD
520 Parramatta, NSW
493 Robina, QLD
437 Rockhampton, QLD
429 Strathpine, QLD
434 The Willows, QLD
441 Townsville Stockland, QLD


Available in store only for orders up to $1000

zipPay is a safe, simple & convenient payment option, powered by zipMoney, allowing you to shop in store today and pay later for your purchases.

It's simple and easy to use.

How does ZipPay work?

  1. Checkout with zipPayCreate your account and confirm your purchase
  2. Your order is processed immediatelyZipPay pays on your behalf
  3. Pay over timeYou pay zipPay back over time in easy weekly or monthly payments
Learn More

The Offer

Buy now and pay later on orders up to $1000.
No upfront payments.

How to apply

    To apply for a zipPay account you need to be:

  • Must be 18 years of age

  • Must be an Australian citizen or a resident

  • Must be employed and earning at least $300 per week

Apply now

Terms & Conditions

*To approved applicants only. You may be approved for a lower limit. $5 monthly service fee applies. Pay balance by due date and the service fee is waived. No balance. No fee. See contract for details. zipMoney Payments Pty Ltd. ABN 58 164 440 993.